fintech digest
World Factoring Yearbook, AI's Carbon Footprint, Fintech Future in Africa, Lending Trends & More
Research Team
8 September 2023
World Factoring Yearbook 2023 published
A comprehensive, inside view of the changing face of "global factoring".
Featuring factoring statistics, market reviews and company directories from 38 countries worldwide, the World Factoring Yearbook 2023 is an essential point of reference for the receivables finance industry.
The future of fintech may well be in Africa
In this publication, the fintech opportunity in Africa is detailed by both data-driven analysis and insightful features that interview some of the most prominent key opinion leaders and stakeholders in Africa's emerging fintech landscape.
How do “liquid” private market strategies square the circle?
The past two years have seen huge growth in the availability of private market strategies that offer some degree of in-built liquidity, such as open-ended funds and diversified multi-manager strategies (the latter are discussed in our recently published white paper – Rise of the Allocators). Open-ended private market funds achieve liquidity in different ways, with very different potential outcomes. In this article, the author takes a closer look at open-ended Private Credit with new data on strategy types and liquidity mechanisms.
Fintech lending trends 2023
FinTech and digital lending are becoming prominent in banks and NBFCs, encompassing asset classes including retail products such as personal, consumer, and business loans. The number of loans in FY22-23 spiked to 7.10 crore, indicating an increase of 49% YOY compared to 4.77 crore in FY21-22.
AI can be a climate warrior, but what about its carbon footprint?
Can we harness AI’s unique capabilities as a climate warrior? Billions are being poured into programmes aiming to do just that. The US government, for example, has invested $4.5bn in a smart-energy grid, and the UN predicts that AI will be fundamental in driving sustainable consumer choices. But as the FT’s climate editor explains, AI comes with ethical challenges, and its own carbon footprint is growing.