blog
30 August 2024
Fiscal Hubris: Lessons from History
As we progress through elections over the remainder of 2024, the rhetoric of increased fiscal spending will likely dominate the political discourse. However, history teaches us that such an approach is fraught with risks.
blog
26 July 2024
Recession Risk Looms
Inflation has significantly declined since the 2022 CPI peak of 9.0%, but the current level of 3.0% is above the Fed’s 2.0% inflation target. The risk is that additional disinflation may occur by year-end and into 2025 and, therefore, monetary policy will be too tight as real rates rise. We believe that the likelihood of a recession, stemming from the rapid rate hikes, has been delayed but not derailed, as monetary policy works with a lag.
blog
23 April 2024
Fintech Lending Strategies Have Been Able to Generate Robust Performance
Technology-enabled corporate receivables and consumer lending strategy market leaders, such as Fasanara, have a long history of generating strong, consistent investment performance for their investors. This long successful track record is reflective of having a distinct investment process, extensive operational scale and advanced credit risk management.
blog
5 March 2024
Fintech’s Evolutionary Dance: The Cycle of Bundling, Unbundling and Rebundling
The strategies of bundling, unbundling and rebundling have marked the progression of services and products, mostly digital, offered to consumers. This dynamic interplay, deeply rooted in the industry's fabric, reflects its response to technological advancements, regulatory changes and consumer preferences, shaping a landscape where agility and innovation thrive.
blog
1 March 2024
Book Launch - The Future of Finance
As pioneers in fintech lending, Francesco Filia & Daniele Guerini have helped drive the development of this multi-billion dollar industry. Their new book ‘The Future of Finance' tells the story of this emerging asset class and its intersection with the rise of decentralised finance.
blog
8 February 2024
The Silent Revolution: The Shift Towards Asset Tokenisation in 2024 and Beyond
Tokenised private credit, introduced in 2021, offered a middle ground in the risk-return profile within the crypto market, providing attractive risk-adjusted, non-correlated returns.
blog
17 January 2024
Rethinking Fintech: Dispelling Myths and Embracing Realities
This exploration investigates the notable rise of fintech from a niche sector to a driving force, challenging traditional banking norms and embracing the dawn of technological innovation.
blog
1 December 2023
Harnessing Artificial Intelligence in SME Lending
In the dynamic financial landscape, AI revolutionises SME lending for efficient capital allocation, minimized default rates, and fraud mitigation. Institutional investors benefit from diversified, data-driven, scalable, and adaptable AI-driven funds, actively contributing to a resilient financial ecosystem.
blog
29 November 2023
The critical role of rigorous due diligence for real world asset tokenisation
We examine the critical role of rigorous due diligence in the burgeoning world of real-world asset tokenisation. This latest post delves into how this meticulous approach is essential in mitigating risks, highlighted by historic defaults by private credit tokenisation platforms.
blog
10 November 2023
Marcin Kadziela Joins Fasanara Capital as Head of Technology
Fasanara Capital is thrilled to announce the addition of Marcin Kadziela as the Head of Technology. In this newly established role, Kadziela will spearhead the development of comprehensive systems spanning diverse asset classes throughout the trading lifecycle, utilising a combination of real-time and batch-based solutions.
blog
1 November 2023
Expanding Portfolio Diversity Through Fintech-Enabled Private Credit
Institutional demand for private credit strategies has grown significantly over the past decade, and the outlook for private credit is very favorable given the regime shift to a higher interest rate & inflation environment.
blog
22 August 2023
Revenue-based Financing: Origination and fee models
Revenue-based financing started gaining popularity by the end of 2021 when the VC funding was starting to dry up and the startup valuations had peaked. Startup founders got easily comfortable with the RBF product due to its quick turn-around time and non-dilutive nature.